AAA Auto Loans

Great Rates, No Application Fees, Fast Closing.

AAA offers competitive auto loan rates for new and used vehicles; plus refinancing options on existing car loans. Take advantage of rock-bottom interest rates from AAA and keep more money in your pocket! Refinancing your current loan with a lower rate loan from AAA is simple, easy and fast. The new lower rate results in a decreased monthly payment, or allows the loan to be paid off more quickly.

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  • No cost to apply
  • Low, guaranteed rates
  • Fast decisions
  • High level of convenience and service
  • Close at your local AAA Store
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Rates as low as % APR* for qualified buyers on new and used 2006-2016 models up to 36 months*. Rates vary based on the age of your car, how long you want to finance and of course, your credit rating. Applying is easy!

Just click the button below or call 1.800.243.4227.

Find your rate!

Rates vary based on the age of your car, how long you want to finance and of course, your credit rating. Take a look at today’s rates for qualified buyers:

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*All loans offered through AAA Ohio Auto Club. Rates and terms subject to change without notice. Actual rate will be determined by individual credit worthiness. Rates listed are for AAA members only and may not be available in all areas. No down payment required for qualified applicants. Example: Borrowing at % Annual Percentage Rate (APR) for new and used 2006 to 2016 cars for 36 months results in payments of $28.74 per $1,000 borrowed. Refinancing subject to applicable registry fees.


Thinking about new wheels? We’ve partnered with TrueCar™ to create a better way to buy a car and help you see significant savings on your new baby.



We want to make it easy for you to buy your next new or used car. Explore the AAA Auto Buying program to find:

  • A simple, no-stress process
  • TrueCar™ Price reports
  • Most popular Top 10 Lists
  • Reviews, Photos & Specifications
  • Safety and Crash Test results
  • Compare vehicles side-by-side
  • Trade-in values
  • Local Price comparisons – see what other buyers have paid in your area
  • Access to a free no-obligation auto insurance quote on the vehicle you want, with AAA member savings up to 15%

AAA’s Auto Buying Program helps you get the vehicle you want at significant savings.

  • Build or find your new or used car
  • Up-front, no-haggle pricing, with AAA Member Pricing
  • Access certified dealers
  • Take a test drive
  • Finance & Buy


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Guaranteed Savings and upfront dealer pricing information not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured. Your configured vehicle may not be available or in-stock at the Certified Dealer.

Car Buying Resources

AAA Members save up to 25%.

Nearly one in every 10 used cars has a hidden problem. Avoid making a potentially costly mistake with a CARFAX Free Lemon Check or order a CARFAX Vehicle History Report with your AAA Discount.


Insurance Institute For Highway Safety Crash Test Data

How safe is your dream vehicle? Find out.
The IIHS conducts crashworthiness evaluations on new passenger vehicles. Before you buy, get the facts.


Get Insurance for Your New Car

Making wise decisions about auto insurance can be difficult. If you’d like a free, no-obligation quote for auto insurance, please complete our online quote form. You’ll get the rates from several companies, and if you need more information, one of our licensed agents will contact you during the next business day.

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